If you're a parent of a college student it may be a source of great anxiety. If you're a student getting ready to start the next stage of your life, it's another piece of freedom that you have been waiting all of your life to gain. What is it? Your first credit card.

0 interest credit cards; are they a much needed lifeline or simply a tactic used to ensnare you into post offer high interest trauma! Many would agree that 0 interest credit cards are fantastic, but are they a long term strategy to help lower personal debt

Your credit score is critically important to many areas of your life, probably more than you even realize. In fact, having a low credit score could be costing you money. Find out how you can raise your credit score and why you should do so.

You have no idea how excited I am. I'm going to be taking a Caribbean cruise but that's not the exciting part. We're staying in a suite. My wife and I are going to wake up in the morning and step out on to our private balcony to see the ocean. We aren't amongst the wealthiest people in the world and I'm quite the penny pincher so how are we affording a suite made for the wealthy and why am I agreeing to pay for it? Our rewards credit card is making it all possible.

There's an old adage among people who invest in the stock market. Depending on who you talk to it will sound a little different but it goes something like this: "Never trust airlines and ..." the last word depends on the investor. Many say autos. Others say the movies but nearly all of them mention airlines.

Consumers have different criteria when shopping for a credit card. Most of the credit card reviews focus on two characteristics of the card: The interest rate and fees. This is because statistics show that the majority of people who have credit cards do not pay off their balance in full each month.